The Rajasthan Government has introduced a revolutionary financial assistance program – the Gopal Credit Card Scheme – to support farmers and livestock rearers across the state. Under this scheme, eligible beneficiaries can avail interest-free loans of up to ₹1 lakh, helping them invest in animal husbandry and boost their income.
What is the Gopal Credit Card Scheme?
The Gopal Credit Card Scheme is a welfare initiative launched by the Rajasthan Government to promote animal husbandry and rural entrepreneurship. The scheme provides loans up to ₹1,00,000 at 0% interest, provided the repayment is made within one year.
It aims to ease the financial burden on small and marginal farmers, enabling them to invest in fodder, livestock, veterinary care, dairy equipment, and more.
Why is the Gopal Credit Card Scheme Important?
Rajasthan has a significant rural population dependent on agriculture and animal husbandry. However, increasing costs of fodder, medicines, cattle sheds, and dairy equipment often strain the finances of farmers.
This scheme provides timely, interest-free credit, helping farmers:
- Maintain healthy livestock
- Start or expand dairy businesses
- Increase overall productivity and rural employment
Key Features of the Gopal Credit Card Scheme
| Feature | Details |
|---|---|
| Scheme Name | Gopal Credit Card Scheme |
| Launched By | Rajasthan Government |
| Maximum Loan Amount | ₹1,00,000 |
| Interest Rate | 0% (if repaid within 1 year) |
| Eligible Beneficiaries | Farmers and Livestock Rearers |
| Loan Usage | Fodder, livestock purchase, medicines, sheds, equipment |
| Application Mode | Cooperative societies, cooperative banks, SSO portal |
| Guarantee Required | Two guarantors |
| Special Benefit | Simple process, no interest if repaid on time |
How Can Farmers Use the Gopal Credit Card Loan?
The scheme offers flexibility in how the funds can be used, including:
- Purchasing quality fodder for livestock
- Buying medicines and vaccines
- Purchasing cows or buffaloes to start or grow a dairy business
- Constructing or repairing cattle sheds
- Buying dairy equipment such as milking machines or milk storage units
This support helps boost productivity, increase income, and improve animal health.
Gopal Credit Card Scheme Eligibility Criteria
To apply for the Gopal Credit Card Scheme, applicants must:
- Be a resident of Rajasthan
- Have a valid Aadhaar Card and Jan Aadhaar
- Have no more than two active loans
- Be registered on the Rajasthan SSO portal
- Provide two guarantors for loan approval
How to Apply for Gopal Credit Card Scheme?
The application process is designed to be farmer-friendly and hassle-free:
Apply Through:
- Your nearest cooperative society
- Any cooperative bank in Rajasthan
- Online via the Rajasthan SSO Portal: https://sso.rajasthan.gov.in
